Affordable housing development+lessons learned
Washington County Department of Housing 2004 Report to the Community
"Our Report to the Community details many of the activities the Department is involved in, and provides real-life stories about how rental assistance and affordable housing programs effect the lives of the people in our community."
http://www.co.washington.or.us/DEPTMTS/hse_serv/report.htm
The Preservation Compact
"Guided by the Urban Land Institute and supported by the John D. and Catherine T. MacArthur Foundation, the Preservation Compact has brought together leaders from the public, private, and nonprofit sectors to build on this tradition and craft a new vision for Cook County—to reverse the downward trend in Cook County’s affordable rental housing supply by 2020."
http://chicago.uli.org/Content/NavigationMenu12/Initiatives/ThePreservationCompact/default.htm
Ann Lininger
The Assets & Opportunity Scorecard
a comprehensive look at wealth, poverty and the financial security of families in the United States. The Scorecard assesses the 50 states and the District of Columbia on how well residents are faring and what states can do to help residents build and protect assets.
Created and managed by CFED http://scorecard.cfed.org/
Oregon Report from The Assets & Opportunity Scorecard
What Oregon Can Do
There are many policies that Oregon could enact to improve its climate for asset building and preservation:
EXPAND THE REFUNDABLE EARNED INCOME TAX CREDIT: To help low-wage workers afford food and other needs, Oregon should increase the value of the Oregon credit to 18% of the federal credit.
REMOVE REMAINING ASSET LIMITS FOR PUBLIC BENEFITS: To encourage savings and employment, Oregon should remove restrictive asset limits in public benefit programs.
PROMOTE AND PRESERVE HOMEOWNERSHIP: To increase homeownership rates and prevent foreclosures, Oregon should ensure access to foreclosure prevention services and safe, affordable mortgage products.
Overall Grade: C
http://scorecard.cfed.org/state_data/oregon.php
Washington Report from The Assets & Opportunity Scorecard
What Washington Can Do
There are many policies that Washington could enact to improve its climate for asset building and preservation:
INVEST IN MICROENTERPRISE: To boost its low rates of microenterprise and small business ownership, Washington should make small business capital more widely available through microloan programs, restore funding for Individual Development Accounts and invest in training for microentrepreneurs.
PROMOTE AFFORDABLE HOMEOWNERSHIP: To lower the cost burden shouldered by homeowners and increase the homeownership rate, especially among lower-income Washingtonians, the state should do more to support first-time homebuyers and ensure that prospective homeowners can access safe, affordable mortgage products.
PROTECT CONSUMERS: To reduce the credit card and installment debt burden of its residents, Washington should enact policies to take a stronger stance against payday lending and other usurious practices that harm consumers.

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